Financing, Credit, Investments - Economical Categories

Scientific functions in the ideas of finances and credit, according in order to the specification with the research object, happen to be characterized to be many-sided and many-leveled.

The meaning of totality from the economical contact formed in typically the process of formation, distribution and using finances, as money sources is broadly spread. For illustration, in "the general theory of finances" you will find two descriptions of finances:

1) "... Finances echo economical relations, creation in the funds of money sources, inside the process associated with distribution and partage of national statements based on the distribution plus usage". This definition is given relatively in order to the conditions associated with Capitalism, when cash-commodity relations gain general character;

2) "Finances represent the formation regarding centralized ad decentralized money sources, economical relations relatively with the distribution in addition to usage, which function for fulfillment from the state functions and even obligations and furthermore provision of typically the conditions of the widened further production". This definition is introduced without showing typically the environment of its action.  Planning We reveal partly such explanation of finances in addition to think expedient in order to make some specs.

First, finances defeat the bounds associated with distribution and répartition service of the national income, though that is a simple foundation of finances. Likewise, formation and consumption of the downgrading fund which is the particular part of economic domain, belongs not to the circulation and redistribution involving the national salary (of newly produced value during a new year), but for the particular distribution of already developed value.

This particular latest first appears to be the part of value of main industrial finances, later it is definitely relocated to the cost price of a ready product (that is always to the value too) after its realization, and it is set the depression fund. Its source is consumed into account in advance as a depression kind in typically the consistence from the all set products cost price.

Second, main goal associated with finances is much wider then "fulfillment from the state capabilities and obligations and provision of problems for that widened even more production". Finances are present on the state level as well as on the manufactures and branches' level too, and even in such circumstances, when the just about all area of the manufactures happen to be not state.

Sixth v. M. Rodionova has a different place about this subject: "real formation regarding the money begins on the level of distribution, if the value is noticed and concrete affordable forms of the realized value are separated from the consistence from the profit". V. M. Rodionova makes an emphasis of finances, as distributing relations, if D. S. Moliakov underlines industrial foundation of finances.

Nevertheless both of these people give quite substantiate discussion of budget, as a technique of formation, distribution and usage of the funds of money sources, that is released associated with the following meaning of the finances: "financial cash relations, which in turn forms in typically the process of submission and redistribution associated with the partial value of the national riches and total social product, is related to the subjects associated with the economy and even formation and use of the point out cash incomes in addition to savings in the widened further manufacturing, in the material stimulation of the workers for pleasure of the society interpersonal and also other requests".

Throughout the manuals associated with the political economy we meet using the following definitions of finances:

"Finances of the socialistic state represent economical (cash) relations, with the aid of which, in the way of planned distribution of the profits and savings typically the funds of funds causes of the state and socialistic makes are formed with regard to guaranteeing the expansion associated with the production, increasing the material in addition to cultural level of the people as well as for satisfying other general society requests".

"The system of design and usage regarding necessary funds associated with cash resources for guarantying socialistic widened further production signify exactly the finances associated with the socialistic culture. And the totality of economical relationships arisen between condition, manufactures and agencies, branches, regions in addition to separate citizen based on the movement of funds funds make financial relations".
As coming from seen, definitions of finances made simply by financiers and political economists tend not to fluctuate greatly.